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Report | Georgia PIRG Education Fund | Consumer Protection

Predatory Loans & Predatory Loan Complaints

This is the seventh in a series of reports that review complaints to the Consumer Financial Protection Bureau. In this report, we explore consumer complaints about predatory loans, categorized in the database as payday loans, installment loans, and auto title loans.

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Blog Post | Consumer Protection

Consumers Count: Five years of the CFPB standing up for consumers | Kathryn Lee

This week, the Consumer Financial Protection Bureau turns five years old! As part of our efforts to tell more people about the CFPB, we're cross-posting this video blog and comments written by Zixta Q. Martinez of the CFPB (check out the infographic at the end, too!).

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Blog Post | Transportation

Good Things Come to Those On Bikes | Sean Doyle

Pull the bike out of the closet, pump up those tires, and dust off the helmet because it's Bike to Work Week!

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Blog Post | Transportation

Don’t Believe the Hype – Millennials’ Transportation Habits Are Changing | Sean Doyle

Despite news stories claiming that Millennials are buying up cars at record rates, the reality is quite different. After adjusting previous studies to account for differences in the size of the generations measured, on a per-capita basis, Millennials are 29 percent less likely than members of Generation X to own a car.

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Blog Post | Transportation

All Americans Deserve Clean Air to Breathe, On Earth Day and Every Day | Sean Doyle

U.S. DOT asks if we should measure global warming pollution from transportation.

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News Release | Georgia PIRG Education Fund | Budget

Unlikely Allies Uncover $1 Trillion in Savings for Super Committee

While the two groups have widely divergent views on many tax and fiscal issues, today they have joined forces to identify federal programs that both Republican and Democratic lawmakers should recognize as wasteful and inefficient uses of taxpayer dollars.

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Report | Georgia PIRG Education Fund | Democracy

Savings Dollars, Savings Democracy

The strong turnout of 2008 was only possible because millions of new voters were added to the rolls. This surge in voter registration occurred both as a result of extraordinary registration efforts by partisan campaigns, independent expenditure groups and non-partisan organizations, and because of the diligence of local officials in data-entering their information.

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Report | Georgia PIRG Education Fund | Tax

Tax Shell Game

Many of the largest corporations in our country hide profits made in the United States in offshore shell companies and sham headquarters in order to avoid paying billions in federal taxes. The result is massive losses in revenue for the U.S. Treasury – which ultimately must be made up by taxpayers.  The debt of a few is transferred to many – and to future generations. The U.S. Senate confirmed in the recently-passed fiscal year 2010 budget resolution that the use of offshore tax havens by large corporations “means that honest taxpayers face a higher burden.”   

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Report | Georgia PIRG Education Fund | Safe Energy

The High Cost of Nuclear Power

Nuclear power is among the most costly approaches to solving America’s energy problems. Per dollar of investment, clean energy solutions – such as energy efficiency and renewable resources – deliver far more energy than nuclear power. This fact has important implications for America’s energy policy. By directing resources toward the most cost-effective solutions, we can make greater progress toward a secure, reliable and safe supply of electricity to power America’s economy. 

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Private Roads, Public Costs

A growing number of states are considering arrangements in which a private operator provides an up-front payoff or builds a new road in return for decades of escalating toll receipts. The report assesses these deals and identifies a number of problems, including: 

· Private toll roads typically require greater toll hikes to generate the same upfront payment that could be generated without privation.

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Report | Georgia PIRG Education Fund | Budget

Failed Bailout

Following the collapse of major financial institutions Congress enacted a sweeping $700 billion taxpayer-financed bailout of the financial sector. However, months into the program and billions of dollars later, no one knows how the money was spent and no one is convinced that it’s achieved any of the intended results. The U.S Public Interest Research Group Education Fund (U.S.

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News Release | U.S. PIRG Education Fund

Composting all organic waste -- including food scraps and yard trimmings -- could eliminate nearly one-third of all materials sent to landfills and trash incinerators across the United States. That’s according to Composting in America, a new report released today by U.S. PIRG Education Fund, Environment America Research and Policy Center and Frontier Group. The study outlines best practices for composting programs, which are critical for mitigating the negative impact of waste on the climate and public health.  

Report | U.S. PIRG Education Fund

America throws out immense amounts or trash, most of which is dumped into landfills or burned in trash incinerators. This is a costly system that damages the environment and harms our health. Luckily, communities across the country are turning toward a common-sense and beneficial solution: composting. Composting programs divert organic material – such as food scraps, leaves, branches, grass clippings and other biodegradable material – away from landfills and incinerators and turn it into a valuable product.

Report | Georgia PIRG Education Fund

Every state, with the exception of Florida, has now published its plan to spend the money being received as part of the Volkswagen emissions violations settlement. This scorecard grades each state’s plan on how well it is designed to take full advantage of the opportunity to invest in transportation electrification.

News Release | Georgia PIRG Education Fund

When it comes to clean transportation, most U.S. states are underutilizing funds from Volkswagen’s nearly $3 billion settlement with federal authorities, according to a new report from Georgia PIRG Education Fund and Environment Georgia Research & Policy Center.

Report | U.S. PIRG Education Fund

Infrastructure is at the heart of America’s greatest challenges. The infrastructure investments made by generations past have contributed to improved health and welfare, and to the nation’s unparalleled economic prosperity. But the infrastructure decisions of the past have also cast a long shadow, leaving America to deal with the burden of lead water pipes that jeopardize our children’s health, fossil fuel pipelines that contribute to global warming, and transportation and solid waste infrastructure that no longer serve today’s needs.

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